Future Rainstorms May Uncover Summer Monsoon Storm Damage

9/6/2022 (Permalink)

Most Phoenix homeowners breathe a sigh of relief once the monsoon season has passed, assuming they have avoided storm-related damage. Most homes that suffer storm damage do so during the monsoon season when heavy rains and winds harshly impact buildings. The problem is that Phoenix does get storms in the winter months as well, so it’s important to know what to do after storm damage occurs. Regardless of the type of damage you incur, getting the repairs addressed is stressful and time-consuming. Preparation goes a long way to help with recovery, so keep these ideas in mind well before the next storm hits.

Check out your home, inside and out

It’s a good idea to take inventory of your home in and out after monsoons have passed each year, and snapping a few photos can go a long way. Having photographs of the “before” will help you recover during the “after.” When you experience storm damage, taking inventory of the damage needing repairs is your first step. Most insurance companies cover damages from the storm over the entire property, not just the structure on the property, so it’s better to document all damages just in case yours does. Document any damages from the storm to the outside of the house, like the walls, windows, doors, gutters, roof, and any major structural elements of the building. Look around the entire property, including the front and back yards, the side yard, storage areas, the garage, and any equipment kept outside. Note and take pictures of any damages you find. Also, examine any damages to any power or gas lines and anything else that serves power and water to the home, doing so safely.

Call your insurance agent quickly

Don’t jump in and try to address the damage on your own; patience is the key here. Call your insurance agent. The insurance company will likely open a claim for you, but it’s imperative to understand how your insurance company, in particular, works, so you know the process. Regardless of their process, you can save yourself some problems by educating yourself on the terms of the insurance policy regarding storm damage repairs, what is the deductible on the storm damage repair and the caps, and whether the insurance company has authorized vendors that you must contact or are you able to contact your own storm damage repair company. Knowing these, especially the ability to use a damage restoration company, is going to be very significant for the recovery process.

Work with a damage remediation company

Sometimes that monsoon damage storm doesn’t present itself until the next rainstorm hits in the winter. If that happens, and if your insurance company allows you to reach out to your own storm damage repair company, call the one you trust; SERVPRO of Phoenix, who has extensive experience repairing storm damage done to both the interior and exterior of properties. We are licensed, bonded, and certified, and our techs are well-trained in all kinds of disasters. Storm damage isn’t always unavoidable. If you experience after a storm, give us a call, and we’ll be happy to help you out. We’re available 24/7 and will help you recover, so give us a call at 480-503-2090 to get the help you need.